FARMINGTON VALLEY
PUBLIC ADJUSTERS

Connecticut's Matching Statute

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After a covered loss, insurance companies may propose replacing only the damaged portion of a roof, siding, flooring, or other building material. The problem is that new materials often do not match the existing materials due to age, fading, weathering, or discontinued products.

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Connecticut’s Matching Statute helps protect property owners by recognizing that repairs should result in a reasonably uniform appearance.

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Common matching disputes involve:

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• Partial roof replacements

• Siding with discontinued materials

• Flooring repairs extending into adjoining rooms

• Exterior finishes with visible color differences

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When matching materials are unavailable, additional repairs or replacement may be necessary to avoid an obvious mismatch.

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How FVPA Can Help

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Farmington Valley Public Adjusters helps Connecticut homeowners and business owners document matching issues, evaluate repair proposals, and advocate for a fair claim settlement.

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If your insurance company is proposing repairs that may leave your property visibly mismatched, contact us to discuss your options.